Flexible Roofing Financing
A new roof is a big investment. We make it easier with financing options that fit your budget — so you can protect your home without breaking the bank.
0% Interest
Up to 18 months same-as-cash financing on qualifying projects. Zero interest — seriously.
Low Monthly Payments
Plans starting at just $99/month. Probably less than your monthly energy bill.
Insurance Claims Help
If your roof is covered by insurance, we handle the entire claims process for you.
Why We Offer Financing
At WB Roofing, we believe every homeowner in the North Dallas area deserves a safe, reliable roof over their head — regardless of their financial situation. That's why we've partnered with trusted lending institutions to provide flexible financing options that make a new roof accessible to everyone.
We've seen too many homeowners in Farmersville, Plano, McKinney, and Frisco put off critical roof repairs because they were worried about the upfront cost. The problem is, a damaged roof only gets worse with time. What starts as a small leak can turn into water damage, mold, structural issues, and repair bills that dwarf the cost of a new roof. Financing lets you address the problem now and spread the cost over time.
Our Financing Options
Same-As-Cash Financing (0% Interest)
Our most popular option. With same-as-cash financing, you get up to 18 months to pay off your new roof with absolutely zero interest. That means the price you're quoted is the price you pay — no hidden fees, no interest charges, no surprises. This option is perfect for homeowners who want to take advantage of a new roof now and pay it off at their own pace without any additional cost.
Low Monthly Payment Plans
For larger projects or homeowners who prefer to spread payments over a longer period, we offer extended financing with low monthly payments starting at just $99 per month. These plans typically range from 24 to 120 months, giving you the flexibility to choose a payment schedule that fits your household budget. Interest rates are competitive, and there are no prepayment penalties — if you want to pay it off early, you absolutely can.
Insurance Claim Assistance
If your roof was damaged by a storm, hail, or wind — there's a good chance your homeowner's insurance will cover the replacement. The challenge is navigating the claims process. Insurance adjusters have their own agenda, and the paperwork can be overwhelming. That's where we come in.
We handle the entire insurance claims process from start to finish. We'll meet with your adjuster, document all the damage, provide detailed estimates that match what insurance companies need to see, and fight for every dollar you're entitled to. In most cases, your only out-of-pocket expense is your deductible. We've helped hundreds of North Dallas homeowners get brand-new roofs through their insurance — and we can do the same for you.
How the Financing Process Works
Free Inspection
We come out, inspect your roof, and give you an honest assessment with a detailed estimate — completely free.
Choose Your Plan
Review your financing options with us. We'll walk you through every plan and help you pick the one that makes the most sense.
Quick Approval
Most applications are approved within minutes. We handle the paperwork so you don't have to.
We Get to Work
Once approved, we schedule your installation at a time that works for you. Most roofs are completed in a single day.
Who Qualifies?
Our financing programs are available to most homeowners. The application process is simple and takes just a few minutes. You'll need basic personal information and a quick credit check. We work with multiple lenders, so even if your credit isn't perfect, there may still be options available to you. We encourage every homeowner to apply — you might be surprised at what you qualify for.
No Hidden Fees, No Surprises
Transparency is one of our core values. When we give you a financing quote, what you see is what you get. There are no origination fees, no application fees, no hidden charges. The monthly payment we quote is the monthly payment you'll make. Period. We believe in earning your trust through honesty, and that starts with being upfront about every dollar.
Frequently Asked Questions
Will applying for financing affect my credit score?
The initial application typically involves a soft credit inquiry, which does not affect your credit score. If you proceed with a specific financing plan, a hard inquiry may be performed, which could have a minor, temporary impact on your score.
Can I pay off my financing early?
Absolutely. All of our financing plans come with no prepayment penalties. If you want to pay off your balance early, you can do so at any time without any additional fees.
What if I have insurance and want financing too?
Great question. If insurance covers part of your roof replacement, financing can be used to cover any remaining balance — like your deductible or upgrades to premium materials. We'll coordinate both processes so everything runs smoothly.
How long does the approval process take?
Most applications are approved within minutes. In some cases, additional documentation may be needed, which could extend the process to 1-2 business days. Either way, we keep you informed every step of the way.