The Honest Side-by-Side
| Factor | Asphalt Shingle | Metal |
|---|---|---|
| Upfront cost (2,500 sf) | $11k – $19k | $22k – $40k |
| Lifespan in TX | 15 – 22 yrs | 40 – 70 yrs |
| Hail durability | Moderate | High (cosmetic dents possible) |
| Wind rating | 110 – 130 mph | 140 – 180 mph |
| Energy efficiency | Standard | 10 – 25% AC savings |
| Insurance discount | If Class 4 | Usually yes |
| Resale impact | Neutral | Premium in newer markets |
When to Choose Asphalt Shingle
- You're staying in the home less than 10 years.
- Your HOA prohibits metal (rare in newer North Dallas builds).
- Budget is the main constraint.
- Insurance is paying for like-for-like replacement after hail damage.
When to Choose Metal
- Forever home — metal can outlast you in the house.
- You want to stop dealing with hail claims every 5-7 years.
- Energy bills are a real concern.
- You like the look — modern standing-seam or shake-style stone-coated.
The Stone-Coated Steel Middle Ground
Stone-coated steel gives you most of the metal benefits — long life, hail resistance, energy savings — with the look of a premium shingle or shake roof. It costs less than standing-seam metal and resists visible denting better. For most North Texas homeowners considering metal, it's the right pick.
Run the numbers in our free roof cost calculator or call us for a real estimate.
Frequently Asked Questions
Frequently Asked Questions
Ready to Talk About Your Roof?
WB Roofing is a family-owned company right here in Farmersville, TX. We offer free, honest roof inspections — no pressure, no gimmicks.